Through our specialist arm Champion Professional Risks, we provide tailored professional indemnity insurance to various businesses and professionals.

We live in a litigious society, where clients will not hesitate to sue if they incur loss as a result of service or advice you have provided. It is therefore crucial to have in place sufficient and appropriate professional indemnity insurance in place to protect your business. 

The professional indemnity insurance market is undergoing a significant period of “hardening” with insurers reducing their limits of indemnity and increasing their premiums. Some insurers are withdrawing from the market altogether as they struggle to achieve an underwriting profit.

Navigating these difficult market conditions requires the services of a specialist broker like ourselves who can provide access to decision makers at the insurance companies and who have the expertise to build bespoke programmes, including arranging “excess layer” professional indemnity cover where high limits are required, and for larger and more complex placements, arranging the “scheduling of risks”, where multiple insurers are brought in as co-insurers.

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